At Liberta Car Rental, we want you to drive with total peace of mind. That’s why every rental comes with Comprehensive All-Risk Insurance — a protection system designed to keep you safe, supported, and financially secure throughout your journey in Mauritius.
This guide explains, in simple and friendly language, what is covered, what is not covered, and how you are protected from the moment you start your rental until the moment you return the keys.
Our goal is to make everything clear, transparent, and stress-free. No confusion. No complicated terms. Just real protection you can trust.
🌟 Why We Offer Comprehensive All-Risk Insurance
- To protect you financially
- To protect our vehicles
- To ensure a smooth rental experience
- To give you freedom to explore Mauritius worry-free
Whether you are a Mauritian resident, a business traveller, or a tourist, this insurance helps you enjoy your trip with confidence.
1. What Is Included in Liberta’s Comprehensive All-Risk Insurance?
Every rental from Liberta Car Rental automatically includes:
✔ Full Comprehensive Protection
Coverage for major accidents and damage to the vehicle.
✔ Unlimited Mileage
Drive freely without extra cost.
✔ Legal Coverage
Insurance aligned with Mauritian road safety regulations.
✔ Protection for Third-Party Damages
If another car or property is involved, the insurance responds first.
Our insurance is designed to limit your financial responsibility and help you feel secure every time you’re on the road.
2. No-Fault Accident – You Pay Nothing
If an accident occurs and it is not your fault, you are fully protected.
💛 You pay nothing at all
No excess.
No fees.
No hidden charges.
We simply handle the process for you.
Example:
Another driver hits your parked car.
→ You pay nothing.
→ Insurance covers everything.
3. At-Fault Accident – Your Only Responsibility Is the Insurance Excess
If you are responsible for the accident, you only pay the insurance excess, which varies depending on the car model:
Insurance Excess Range: ➡ MUR 25,000 – MUR 75,000 (€500 – €1,500)
This is the maximum amount you will ever pay, even if the repair cost is much higher.
Example:
Damage total: MUR 200,000 . You still pay only MUR 25,000 – MUR 75,000 (depending on vehicle).
This protects you from heavy expenses and unexpected financial stress.
4. Minor Damages – Friendly, Fair & Simple
If the damage is small and below the insurance excess:
You pay: 1️⃣ The repair cost only 2️⃣ + One day rental fee
We keep this rule simple and fair so you never overpay for tiny damages.
Example:
Small scratch / parking dent
Repair: MUR 8,000 – MUR 12,000
You pay just that amount + 1 rental day.
5. Insurance Exclusions – What Is Not Covered
We believe in full transparency.
Here are the items not covered by the insurance:
🚫 Not Covered:
- Lost or damaged car keys
- Broken windows
- Side mirrors
- Tires, rims, punctures
- Interior damage (burns, stains, tears)
- Smoking-related damage
- Damage caused by negligence
- Damage caused by driving under the influence
These items must be paid by the renter as they fall outside standard insurance protection.
6. Key Loss Policy – Important to Know
If you lose or damage the key, you are responsible for:
🔑 Replacement cost:
➡ MUR 25,000 – MUR 75,000 ➡ (€500 – €1,500)
🛑 Additional fees may include:
- Immobilisation
- Key programming
- Towing (if applicable)
- Transport to deliver replacement key
Smart keys for modern vehicles are expensive and highly sensitive, so their protection is important.
7. Payable Interventions – Only When Necessary
These fees apply only when the issue is not mechanical and is caused by customer error.
| Intervention | Fee |
|---|---|
| Vehicle unlock (lost/forgotten key) | MUR 2,500 |
| Replacement key delivery | MUR 1,500 – 3,500 |
| Jump-start (battery drained) | MUR 2,500 |
| Fuel top-up | Fuel cost + MUR 500 |
| Any other non-mechanical assistance | Depends on situation |
We always inform you clearly about the cost before sending help.
8. How Insurance Helps You During Emergencies
With Liberta Car Rental, you are never alone.
Our insurance works hand-in-hand with our 24/7 Roadside Assistance, meaning:
- Immediate support
- Fast vehicle replacement (subject to availability)
- Taxi arrangement if needed
- Guidance on filing an accident report
- Smooth coordination with insurance officers
We make difficult situations easy, quick, and supportive.
9. Return Inspection – Clear, Transparent & Fair
When you return the vehicle:
- We inspect the car together
- We note any new damages
- We keep everything fully transparent
- No surprises or sudden charges
Your trust means everything to us.
🌴 Why Customers Trust Liberta’s Comprehensive All-Risk Insurance
💛 Because it is:
✔ Simple
✔ Transparent
✔ Fair
✔ Designed to protect you
✔ Free of hidden conditions
✔ One of the most generous insurance covers in Mauritius
You deserve to explore Mauritius without fear or stress — and we’re here to make that possible.
Frequently Asked Questions (Insurance Only)
1. Is comprehensive insurance included for free?
Yes, it is included automatically in your rental price.
2. What happens if the accident is not my fault?
You pay nothing.
3. What happens if I scratch the car?
You pay the repair cost + 1 rental day.
4. What is the insurance excess?
MUR 25,000 – 75,000 depending on the vehicle model.
5. Does insurance cover tires and mirrors?
No, these are excluded.
6. What should I do if an accident happens?
Stay calm, contact us immediately, and we assist you step-by-step.
📞 Need Assistance or Want More Details?
We’re always here to help you understand your protection clearly and confidently.
👉 WhatsApp: +230 5250 2897
👉 Email: [email protected]
👉 Website: https://carhire.liberta.mu
Your peace of mind is our priority.
Key Takeaways
- Liberta Car Rental offers Comprehensive All-Risk insurance for total peace of mind during your journey in Mauritius.
- The insurance includes full coverage for major accidents, unlimited mileage, legal coverage, and protection for third-party damages.
- In no-fault accidents, you pay nothing; in at-fault accidents, you only pay the insurance excess, ranging from MUR 25,000 to MUR 75,000.
- Minor damages require you to pay only the repair cost plus one day’s rental fee, keeping it simple and fair.
- The insurance excludes coverage for items like lost keys, tires, and mirrors, ensuring transparency and clarity.
Estimated reading time: 5 minutes
Table of contents
- 🌟 Why We Offer Comprehensive All-Risk Insurance
- 1. What Is Included in Liberta’s Comprehensive All-Risk Insurance?
- ✔ Full Comprehensive Protection
- ✔ Unlimited Mileage
- ✔ Legal Coverage
- ✔ Protection for Third-Party Damages
- 2. No-Fault Accident – You Pay Nothing
- 3. At-Fault Accident – Your Only Responsibility Is the Insurance Excess
- 4. Minor Damages – Friendly, Fair & Simple
- 5. Insurance Exclusions – What Is Not Covered
- 6. Key Loss Policy – Important to Know
- 7. Payable Interventions – Only When Necessary
- 8. How Insurance Helps You During Emergencies
- 9. Return Inspection – Clear, Transparent & Fair
- 🌴 Why Customers Trust Liberta’s Comprehensive All-Risk Insurance
- Frequently Asked Questions (Insurance Only)
- 📞 Need Assistance or Want More Details?
